Category: Blog

Property Expansion

FIELD NOTES Making the Numbers Work Successful property expansion in today’s market typically involves: Strategic timing: Sometimes waiting for the right property is better than rushing into what’s available now Creative structures: Vendor terms, lease-to-buy arrangements, or partnerships can make challenging acquisitions feasible Development potential: Land with improvement opportunities often provides better returns than fully […]

Refinancing Done Right

FIELD NOTES How Refinancing Can Help Strategic refinancing isn’t just about finding a lower interest rate – though that’s certainly a benefit. The real power comes from restructuring debt to match your farm’s natural rhythm. Here’s what effective agricultural refinancing looks like: Repayment timing aligned with harvest: Schedule major payments when your income typically arrives […]

Local Knowledge Matters

FIELD NOTES The Value of Weather Pattern Knowledge Last year, many farms east of Moree received significantly different rainfall than those to the west. These micro-climate variations can dramatically impact production and cash flow. “When I explained to Justin how our rainfall patterns affect our harvesting timeline, he immediately adjusted our repayment schedule,” explains Sarah […]

Smart Equipment Financing

FIELD NOTES Financial Advantages of Strategic Timing Planning your equipment purchase and financing in advance can yield significant benefits: Better negotiating position: When you’re not in a rush, you can negotiate more effectively with both equipment dealers and finance providers Time to compare finance options: Rather than accepting the first available offer, you can explore […]